We connect borders to cashless payments. Using a banking application or online banking, as well as while visiting a branch, we can determine the maximum transfer or payment amount, as well as the number of operations during the day. This is primarily protection in the event of a burglary, but often also helps combat excessive spending.
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When paying with cash, we seem to be limited only by the amount we have. Not everyone knows that there is an amount above which a transaction cannot be executed using physical means money. According to info.pl, It is 15 thousand zlotys. However, it is worth noting that This limit only applies to entrepreneurs, not individuals. This means that a company cannot make cash payments higher than this amount, but someone who does not run their own business certainly can.
However, this does not change the fact that payment monetary With such large amounts, it is not comfortable and can be dangerous. Carrying a lot of money with us exposes us to the risk of theft. It is also difficult to prove payment. Nowadays, hardly anyone walks around with a suitcase full of money.
In 2024, the limit on cash payments was also supposed to come into effect for individuals. This was eventually abandoned. Therefore, unless we are running a business, we can complete all transactions using physical money without any restrictions.
Some time ago I conducted an experiment and I paid cash only for a month. This caused me a lot of inconvenience. I find a card or BLIK more convenient and practical, although I always try to keep some coins and notes with me just in case. After publishing this article I received a lot of responses. Most people declared that they prefer cash because it is more reliable and gives a greater sense of security and anonymity.
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