– Banks’ capital needs resulting from the so-called MREL (i.e. Minimum Requirements for Funds and Liabilities Subject to Write-off or Transfer – PAP) – estimated at PLN 20-25 billion. In 2022, there has been no successful issue in the financial sector due to the difficult macroeconomic situation and geopolitical situation. I don’t think these conditions will change drastically in 2023. Therefore, I assume that there are still difficulties in raising capital, – said the head of Alior Bank, Grzegorz Olszewski.
He added that raising capital from the market will be a major challenge for banks that must be faced, despite the high cost of capital. He also noted that in the case of Polish banks, there may be an additional problem Judgment of the Court of Justice of the European Union On the question of compensating banks for the capital expended under a loan agreement in Swiss francs in the event of such an agreement being revoked. As explained, The problem of Swiss franc loans affects Banque Alior to a very small degree. – It can be said that against the background of the sector, the problem of Swiss franc loans is marginal for Alior Bank, – he said.
Echo Richards embodies a personality that is a delightful contradiction: a humble musicaholic who never brags about her expansive knowledge of both classic and contemporary tunes. Infuriatingly modest, one would never know from a mere conversation how deeply entrenched she is in the world of music. This passion seamlessly translates into her problem-solving skills, with Echo often drawing inspiration from melodies and rhythms. A voracious reader, she dives deep into literature, using stories to influence her own hardcore writing. Her spirited advocacy for alcohol isn’t about mere indulgence, but about celebrating life’s poignant moments.
