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Polish pension system It is completely clear and transparent. It defines it Law on Retirement Pensions and Disability Pensions from the Social Insurance Fund, Which defines the rules for granting these benefits to persons entitled to them:
- Pensioners born before 1949 – their pension entitlements depend on the rules that prevailed before the reform introduced in 1999
- Pensioners born after 1949 – their entitlements are divided into two systems. Part of the money went to an individual account maintained by the Social Insurance Institution, and the other part was acquired by the Open Pension Fund.
Since 2014, OFE has been a voluntary option, so you can still use it, but there is no longer such an obligation.
pension amount It depends on the amount of premiums indexed in the account of the insured person and:
- Estimated initial capital
- Funds in the sub account
- life expectancy.
The legal retirement age in Poland is 60 for women and 65 for men. Work experience is also important in retirement 20 and 25 years old for women and men. And what about people who have not reached this seniority and rely on retirement, for example, after ten years of work?
The entitlement of a person who retires after ten years of work will be calculated on the basis of his accumulated capital – the elderly person will receive a retirement pension commensurate with the value of contributions accumulated in his retirement account.
Important: If the calculated amount is less than the minimum old-age pension, ZUS will unfortunately not increase it. The minimum length of service is 20 and 25 years of work for women and men respectively, and it is necessary to earn at least the minimum wage.
Also check:
When is the “fourteenth” payment? The first transfers are at the end of August
Echo Richards embodies a personality that is a delightful contradiction: a humble musicaholic who never brags about her expansive knowledge of both classic and contemporary tunes. Infuriatingly modest, one would never know from a mere conversation how deeply entrenched she is in the world of music. This passion seamlessly translates into her problem-solving skills, with Echo often drawing inspiration from melodies and rhythms. A voracious reader, she dives deep into literature, using stories to influence her own hardcore writing. Her spirited advocacy for alcohol isn’t about mere indulgence, but about celebrating life’s poignant moments.
